Platform

Composable modules. One operating system.

Adopt what you need now and expand later — without rebuilding your data model.

Loan data foundation

Unified schema for terms, schedules, parties, covenants, and lifecycle events.

Accounting & reconciliation

Daily balances/positions with start/end/delta and explainable activity trails.

Tokenized pool shares

Controlled mint/burn flows backed by approvals and compliant off-chain entitlements.

Modules

What you can build on Pragma Credit

Enterprise building blocks that fit real ops: evidence, exceptions, approvals, and reporting.

Talk to product

Operations

  • 1 Loan onboarding + normalization
  • 2 Workflow queues for exceptions and breaks
  • 3 Evidence attachments + audit trails
  • 4 Role-based permissions + approvals

Reporting

  • 1 Investor statements and schedules
  • 2 NAV / performance exports
  • 3 Risk dashboards and monitoring hooks
  • 4 API access for downstream consumers

Data model: sleeves → pools → shares

A simple operating model that scales. Sleeves hold assets (loans, cash, tokens). Pools aggregate sleeves for reporting and ownership. Share tokens represent pro-rata ownership and can be minted/burned through controlled workflows.

ComponentWhat it doesWhy it matters
SleevesTrack positions/balances at a sub-portfolio levelExplainability + segmentation
PoolsAggregate sleeves for NAV and reportingInstitutional reporting structure
Share TokensRepresent ownership with controlled issuance/redemptionDistribution + settlement workflows